Savings & Investments
- If you have capital in the bank/building society could you be achieving a greater return?
- Would you like to maximize your tax efficient savings to boost income or growth?
- Does your current savings/investment plan suit your requirements and attitude towards risk?
At all times an investor’s portfolio should take into consideration important issues like accessibility, tax-planning, and the spread of risk within a total holding.
Should I invest in cash, fixed interest, equities or a combination of funds? And how much should I invest in each fund type? From here, there are then decisions to be made on the type of investment and associated risks an individual is prepared to take. This whole process is obviously one of great complexity for an individual to be faced with.
At Nicholsons we understand this, and within our range of services we could help you as an investor make “informed decisions”.
However, other investments do not include the security of capital which is afforded under a deposit with a bank or building society.
The value of investments can go down as well as up and you may not get back the full amount invested.
Levels, and bases of, and reliefs from taxation are subject to change and their value depends on the individual circumstances of the investor.